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In these tough economic times it is more important than ever to pinch pennies where we can. One of the largest variable costs for American families is health care and specifically health emergencies. Because of the rising costs of health care, by far the best way to cut your healthcare expenses is by focusing on preventative health measures. It’s easy to remain healthy, even when you’re on a budget, by following the below tips:

  1. Exercise regularly: You don’t have to shell out an exorbitant amount towards expensive gym memberships that you hardly ever use. All you need are comfortable clothes and a good pair of shoes and you’re all set to go – jog or walk in the park everyday, go swimming at your community pool, play in the park with your kids, dance at home to music you like, or do lunges and squats at home – all activities that do not require you to spend a ton of money in order to get fit.
  2. Reduce the undesirables: Smoking and drinking are costly habits, what with the prices of cigarettes and booze. So if you want to stay healthy, do your bank balance a favor and cut out these habits from your lifestyle. Not only do you preserve your health, you also save yourself hundreds of dollars each month, money that can be put to good use elsewhere or saved for an emergency.
  3. Limit eating out: When you’re on a tight budget, it’s simpler and cheaper to cook at home. You get more bang for your buck, and what’s more important, you get to eat healthier fare too. When you cook your own meals, you control what you add to the dishes that you serve, and you’re able to use healthy and quality ingredients to make delicious food. You’re healthier and you save yourself money by not eating out.
  4. Shop wisely: You know that fruits and vegetables are healthy; in order to make them cost-effective as well, shop for those that are in season. You get them fresh and they’re cheap as well. Vary your recipes to include fruits and vegetables that are available at that time of the year so that you don’t get bored of eating similar food everyday. You could also buy non-perishable items in bulk and save on your food costs in a large way.

Yes, health is wealth, but if you’re sensible enough, you don’t have to shell out a large amount of money in order to earn this asset.